Just budget your money until you can get modifications.

 

EASIER SAID than done??????

 

Tell me about it.Trying to juggle money for tools and a Diesel truck now that is hard.

 

I guess you don't want to buy FISHER PRICE TOOLS?????

 

 

hey man thats what banks are for get a credit card buy a 100 bucks in tools every now and then pay it off, every month then you will start getting your credit. just for god sake dont ever miss a payment or you will be !! but if you start getting good credit you will be set. just dont ever let it go bad!!!

 

Good idea my bank offers a debit card.I could go that route to as that takes it directly from your account.

 

REMEMBER THE CREDIT-CARD is a DOUBLE EDGE SWORD, If you make your payments every month great, If you miss or are late your funked and it will stay in your credit report!!!!

 

its gotta be a credit card!!, i might be wrong but i dont think debit cards efect your credit score at all?

 

Well I dislike credit cards just because you could lose your a** really quickly if your not careful.