I just had hail damage my roof recently... the insurance adjust came over and is going to give me $8900. (That's after they depreciated the shingles and after my deductible.) My house is a single story low pitch roof, it's shaped like a boomerang, so not square, but about 75x28.

Tear off and haul away, new tar paper, roof jacks, metal valleys, 1 chimney, 3 whirlybirds and new shingles. Is there that much to a tar paper shingle roof? Seems like a lot of money to me.

 

do it yourself and pocket $7900, that is what I would do..

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Go to Home Depot's site and figure it out. 1 square covers 100 square feet, 3 bundles of shingles makes a square, use the 80# paper, doesn't tear as easy when walking on it but you will need twice as many rolls. rent a roof nailer . or just buy one from Harbour Freight, that is what I did and it was cheaper then renting it and it was flawless..

 

^^ 2X

Roofing is not that hard. just one step after the next. it's not a jigsaw puzzle like our computer controlled engines are

rent yourself a dumpster for all of the debris

is it a torch down system or shingles on yours. low pitch and torch down stuff is easy to do

 

It is low pitch and paper shingles. Judging from the job the neighbors had done, 5 or 6 guys that don't really even bust ***, with not much more than labor skills can get it done in 1 day. The paper has lines on it, start at the bottom and work your way up.

I might try doing it myself.

 

Do you think if it was really cheap and easy to do a new roof that the insurance company would overpay by a huge amount to have it done? Insurance companies usually know what it costs and will generally not pay more than something is worth.

My brother was in the same scenario a couple years ago, he chose to do it himself with the help of his brother in law. Guess what? He saved some money, it took way longer than they thought, he swears he would never do it again, and his roof looks like him and his brother in law put the roof on (AKA, looks like hell).

Now the fun part, guess what happens if he gets hail damage again? You guessed it, no coverage since it was not repaired by a certified roof guy that the insurance company paid for.

Overall, unless you are a roofer I wouldn't touch it.

 

I don't see an issue with future hail damage being covered *if* you get permits for the work (as the homeowner) do it yourself, then pass the city/town/etc inspection for the work done. it shouldn't cost much for the permit or inspection and you and the insurance company will know it was done properly.

i've done a few roofs, a house and 2 garages. it's really not hard for one or two guys to knock out in a day or two, do a little reading, know the codes, get a permit and have at it.

 

Agreed, get it inspected if you do it yourself and should be ok with the insurance.

 

i would slip the metal over it. i know when my shingles go thats what i am doing.

 

Insurance companies usually allow 30-40% profit depending on the company. If you have recently had a storm in your area call your local roofing supply and get some numbers for roofing crews. They usually charge 50-60$ per square for tear off, install, and haul away. You can collect the depreciation after the roof is done if you have a rcv policy. Do not lay anything over the top of your existing roof. Where are you located? Tell me the details of your estimate and I will tell you exactly what you need and you can pocket a few thousand dollars. Figure a 10k dollar roof, if a roofing company does it for "insurance proceeds" they will pocket $3500.00 at least.

 

I'm getting bids all across the board. Some up to $4500 higher than the insurance estimate, to $3000 lower than the insurance estimate. It's crazy, everybody is supposedly estimating the same work.

One thing that is bothering me is that none of the so called roofing companies have any roofers as employees. The roofing companies apparently only employ salespeople, receptionists and purchasing departments. The actual roofers are all subs; where did they come from? Who knows, we didn't have hundreds of roofers waiting around before did we?

I've been watching roofs get replaced all around me.
This is day 4 for the house diagonally from me only has 2 guys working on, the roofing company owner drives by at about 8:30 for about half an hour the past couple of days. (BTW, the paper wrinkled from the rain last night and the shingles they put on this morning are a little bit wavy.)

The house across from, had a crew of 8-10 guys and they did the job in 1 day. (No idea if they had any supervision from the company, I did see the homeowner on the roof most of the day though.)

Another company is doing atleast 5 houses close by, I see the roofing company rep is bouncing around all day long.

I just assumed that on every job site there would be a company man in charge, instead of the subs doing what they do and hope that everything is done to the company's standards. I don't have a good feeling about roofing companies that may or may not have much supervision.