ROTH IRA
#11
#12
As far as I know this is correct. ROTH IRA's are tax free as long as you don't touch them before they mature. CD's are not tax free whenever you take the money back.
#13
They do not match at all but they do pay several other retirement plans and other benefits 100% - Vacation and Holidays; Health Insurance; Life / Disability / Accident; Dental / Vision / Medical Accounts; Fully-Funded Pension Plan; Stock Appreciation Rights; Profit Sharing (at company's discretion)
I know that I need to pump more money in there but honestly I need to pay off my credit cards first and formost, IMHO anyway. Then all of that money is going towards retirement/savings since by then I will have a few raises and be in better financial standing with hopefully fewer bills.
I know that I need to pump more money in there but honestly I need to pay off my credit cards first and formost, IMHO anyway. Then all of that money is going towards retirement/savings since by then I will have a few raises and be in better financial standing with hopefully fewer bills.
Retirement isn't something you want to wait on either b/c the interest you lose for those 5 years ends up HUGE after 30 years.
#14
#15