get a business account

 

B of A is not the only one who seemingly screws things up. Under the new Federal Regs RE: ceridit cards the due date must be fixed and the bill must be send to you 27 days in advance of the due date. Or so I've been told. An example: My due date is the 11th and I owe $1600 on this billing cycle wich I will pay. However, I owe @2800 total which will be due the 11th of next month. That total will be reduced by the $1600 I pay this month. In other words, the difference is the accrued charges since a payment has been made during that 27 day period in the billing cycle. Even though I actually owe them money, they cannot charge any interest on that sum unless I do not pay the entire balance.

Call Samantha back and ask her to explain to you more clearly what I just said.

 

Begle1, is that cellular or what? I see the coax's at the bottom but no duplexer or anything like that. Or is it some kind of carbon analyzing equipment? Sorry didn't mean to de-rail. Just curious.

 

You: I'd highly recommend Cheeba Hut in the future.

 

I too travel. Short notice trips with hotels and meals can rack up $2500 to 2800 a week in some places for me.
I do my expenses religously every week, the reimbursement is direct deposit and I end up paying off my credit card every week rather than waiting for the end of the month. I have a corporate CITI bank card with a $7500 limit which can cap fast at the rates above, so I can't really wait and pay once a month. On the other hand, I haven't paid a cent of interest yet.
The frequent flyer/hotel/rental points are racking up fast. The short line at airport security is my fav perk so far.

 

I have several cards and I have never been charged interest. I just pay off whats billed to me at the end of the month. Like someone said you should have an extra month to pay for your expenses. IE my cycle ends on the 15th so shortly after 7-15 I will get a bill that isn't due until 8-15. You are missing out if you don't have a cash back card I too use my cards for work purchases, but get reimbursed weekly. I have Discover and a Citi Dividend card that I use the most. I get more cash back for specific things on specific cards so I use them accordingly. Last month I got $40 back on a $2500 bill its not much but it adds up and its "free" cash in my pocket. I also have a interest paying checking account so I make another 3% of my expenses in interest. So you might get a new bank account too. Here use www.checkingfinder.com to find a free high interest checking account, but most of the time you have to 1 direct deposit a month. Also if your worried about going over your limit contact you CC company with Discover I could got over my limit as long as I paid it down before my billing cycle ended. Like way over I used it to buy my wifes car they had a $5K cap on CCs where I bough my truck

 

So the "due date" is the day that they issue a bill for the charges on the card, and those charges won't accrue interest until the next due date one month later? Because that's not what Samantha the Bank Lady said at all...

Coax? You see coax?

They're CEMS, which stands for "Constant Emergency Maintenance", "Career Ending Move" or "Continous Emissions Monitoring Systems" depending on who you talk to... We suck exhaust gas out of stacks, clean it up, and then run it through analyzers so that plants know how much of various pollutants they are emitting. They use them for maintaining their air permits, trading SO2 credits and monitoring process efficiencies.

I have no idea where that picture came from... That's an antique. Chart recorders went obsolete in my industry sometime when I was in elementary school.

 

I hope your using some type of card that give you Sky Miles or Cash Back.

 

Those two tan boxes on the lower left looked to have a coax with a 90 degree connector on them. My eyes are not that good. Anyway, I work for a G&T myself but I maintain all radio communications system wide.

If you like to hunt and fish, you might try a Cabela's Club visa. You can rack up some pretty serious free gear with the amount of credit you move each month.

 

Yea, you need to "graduate" to a real CC, one that has rewards. Airline miles, cash back, or whatever. Those secured cc's are for newbies. Also, you can negotiate due dates and inadvertant finance charges if you call customer service. They WANT your business.