I bet they tell a different story to. Although I wouldn't bank on it, but it would be funny.

 

state farm payed for my truck to get fixed when my lift blocks broke and tko'd my truck from cab back.

good luck, state farm is pretty good. we have many cars on our policy and they treat us great.

 

Honestly, State Farm is just doing their job. If it was your company, would you pay out before you had done your homework. I would call your agent tomorrow and calmly explain the situation. Yoiur agent is your best help within the company. Until that lady admits fault, they won't do anything. I had 2 witnesses and a police report (the other guy got a ticket too) when he ran the red light and hit me. He would not admit fault (he ran a red light). State Farm got me a rental and began repairs under my policy. As soon as they heard from the witnesses and police a few days later they just transferred it under his policy. Be careful about pissing off too many people so quickly. It will make it much harder to resolve this. If your truck is driveable, just give it a few days. Even if you win against State Farm, that attorney is going to get 40% or more of whatever they win. You won't have enough to do anything to your truck. I have been hit many times. It is frustrating, but you have to have some patience and play the game. Their is a time to play hardball. This is not it. It will backfire.

 

Thanks for the info guys.

Well im going to get an estimate tomorrow. I talked to a lawyer for a little bit more and I've decided basically to tell them im filing suit against SF for the fallowing reasons

1 They never even looked at my truck. If the had they could plainly see that i was not at fault
2 They never even questioned or asked for the phone # of the only witness (Shan)
3 Basically calling Shan a liar and the she was not credible. (She is pissed im going to tell them that if this is not settled he will be hearing from her parents or there lawyer and they plan to file suit for slander)
4 The stress of all of this crap
5 They never asked for the form the police said i needed they actually said it was not necessary.

Im so mad right now I don't know what to do I should calm down by tomorrow.
The lawyer said today in the state of AR you can file for up to 3 times the amount of the damage, the stress, for my girls grief and for all the legal fees he said there's an 80% chance that it will settle out of court if it does go to small claims. If they take it there and they get a lawyer to call him. He wil get a lawyer that WILL win.

Oh and my necks starting to hurt.............

 

Too bad the whiplash thing was abused too much. Good luck tomorrow!

 

The police form won't do you any good yet. You have to file it. If the other party does not file a conflicting report in 10 bus days, yours becomes the official report of what happens. Only then will the ins company care about it.

 

Ok i think i figured out this morning why they wanted me to pay my claim on my own insurance. Its called subrogation anyone ever heard of it? Basicly if i had paid SF would have taken over the right to collect from the other insurance. in my case in my case we both have SF so who wins SF.

Thanks leadfoot i think ill get that paper and keep it for a few days then turn it in. My grandpaents are going to through there weight in the ring. They said if im not getting anywhere today to call them and they will call there SF guy and say if this doesnt get worked out they will be moving tere insurance to another place. Thats there house, cars, life, the farm oh and the big one there open red dirt pit.

Why cant people just keep there end of the bargin?

 

Yep, its a hassle. My latest wreck was with another SF insured and I ahve SF. They had 2 diff adjusters and and each adjuster treated the other as an outside insurance company. They said this is the way it is handled to make sure everyone has a fair shake and an adjuster trying for them. I think your case is diff because it was on private property and no police report. Fill out that form and file it ASAP. Whether your family moves insurance or not SF is handling this. File it and be quiet about it. Then the other party won't think they need to file one. In 10 days that becomes the police report. Contact SF and tell them there is an official report on file with the police that was uncontested and they have to take care of it. Is it sneaky? Sure, but that is the way our laws are writting by the politicians, not the ins companies.

 

will do man

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Well its turned in. Right now im going to wait till Monday and see if I hear anything. Then I plan to talk to them and see after that I guess I will be weighing the pros and cons of going to small claims. Thanks for all the help guys.

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Anyone know of a good insurance company im thinking all state

 

They are worse. Honestly, I have State Farm because they have typically taken care of me. Of all the ins companies I have had to deal with from being hit so many times, SF has been one of the best. A few body shops like working with All State, but my experiences have been awful as have my friends who have All State. Unfortunately, Ins companies do whatever they can to save money and none of them are too helpful. I have heard USAA is pretty good, but I have no personal experience with them. Progressive and Geico are the worst. Stay away from them.