credit report?
Has anyone ever done a credit report on themselves? I just di and found out that I have had a credit card since 2003 that I didnt know about. there has never been a dime spent on it. I am going to have to look into that issue and get it fixed.
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Thats interesting. I found things on my report in the past that were strange too.
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Same here. It is a good idea to do it at least once a year with all 3 of the major reports.
Mine even had my dad's stuff on it. That was a pain to straighten out, especially since he had been decesed for 5 years. :f: |
I could only imagine what kind of headache that could have been.:se:
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Thankfully it was nothing bad, but yes it was a nightmare. Especially when they take it off, then you check it 6 months later and it is back. Then you have to go through the whole mess again. That whole system is very strange.
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I have to agree with mike lot like a bunch of bull to me when someone checks your credit you lose point way is that not what the report for.
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seriously why do they do that is it just to make it more of a pain to make sure your not getting screwed? :s:
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Credit checks only show up if you actually apply for credit or a credit line. If it's just a credit check for offers or personal then it won't show up as an inquiry.
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I did one on myself a few years back and it was very interesting. Although my credit is good there was a card there that I never applied for and then there were other things that had been closed or completed but were still on there from years back.
Although likely different in Canada, this is a very important thing to do for yourself. |
Ya I guess I got a loan for a truck when I was 12 according to mine, but there was nothing negative about it so I left it on there.
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