Do you guys find it easier to finance a diesel easier because of the longevity of the vehicle. As its " Suppose to last longer then most vehicles " so does that have anything to do with how finance banks veiw diesels?

-Z

 

Nope... they just go by book Value

Sent from my DROID2

 

It makes no difference on financing but they do hold value better

 

they should how their value better, cause they cost more

 

Newer you buy should be easier to get a loan for. Banks look at year first then value. All they think about is what they would get at auction.

 

Money isnt really the problem. I am trying to do the math on how much I wanna put down. I didnt know if the finance companies even put the fact of the long life of the diesel into consideration.

I guess to many 6.0's rollin through for work shot that to crap JK!! Ford guys dont kill me!!

To be honest I am in the market for a cummins and im trying to decide if I want to get a 07 5.9 or just jump to a 09-2010 6.7 and do all the deletes. If you look at my posts compared to when I joined you will see that I mostly read and dont ask many questions. So I appreciate you guys answering mine

-Z

 

just paid mine off...it has 145000mi and i could probably still get 10k for it selling it. they have good resale

 

I bought my truck new in 10/23/2008 & paid C A S H I would buy a 2007 5.9 not worry about all the issuse these new trucks have

 

Well after talking to Scott and seeing the goals that I have, I am most likely going to get myself into a 6.7 cummins. Only if I see a steal of a deal on a 07 5.9 will I jump.

I am shopping for it now so we shall see, ill post up pics on the truck I buy.

Thanks guys,

-Z

 

TO tell you the truth partner banks really only look at a few things... 1.your credit. 2.vehicle year 3.blue book. for example.... about a year or so i went to the bank for a loan on a truck my buddy was selling. and i had a down payment the guy had even loaned money on that truck before for other people so he knew it. my credit wasnt up to "par" an i was denied. about six months ago i went back. same bank, same guy, newer truck, and my wife as a co-signer. NO DOWN PAYMENT. try an guess what im drivin today...

my point i guess is this. you can put down a big down payment an lower your monthly payment. OR (providing you have the will power) you can set that money back an just make payments with it. EITHER WAY its goin to the same place. happy haulin parnter