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Loosing My License/Truck From An Accident???

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  #1  
Old 03-18-2008, 11:13 AM
CumminsCrazed's Avatar
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Default Loosing My License/Truck From An Accident???

So yeah, i was in an accident on 9/7/07 where some guy like.....changed lanes into my truck. I ot some letter in the mail yesterday saying

"You are hereby notified that effective 4/16/08 your privileges to operate and register motor vehicles are suspended under the provisions of section(s) 321A.5 of the Code of Iowa UNTIL SECURITY IN THE SUM OF $1,000 IS DEPOSITED WITH THIS OFFICE.

This action is taken due to an accident on 9/7/07.

Surrender your Iowa drivers license, motor vehicle plates, and registration receipts to the address above.

YOU MAY BE PROSECUTED FOR FAILURE TO SURRENDER YOUR LICENSE, MOTOR VEHICLE PLATES AND REGISTRATION.

Iowa law provides you are entitled to an appeal of this action. If you choose to request an appeal, you must submit a written request clearly stating the reason for the appeal on or before 4/6/08. Your request must include your full name, drivers license number, current address, and telephone number and be sent on or delivered to the address above. A request for appeal has been included in this form.

A CIVIL PENALTY of $200.00 must be paid before your driving privileges may be reinstated. The penalty must be submitted by cashiers check, certified check, or money order payable to the Treasurer, State of Iowa and mailed or delivered to the address above. Do not send cash or a personal check.

WARNING: Effective 4/16/08 you are not entitled to operate or register any motor vehicle in this state until you have received an official notice from this department terminating this action.



Heres the Code 321A.5

321A.5 SECURITY REQUIRED FOLLOWING ACCIDENT --
EXCEPTIONS.
1. The department shall, immediately or within sixty days after
the receipt of a report of a motor vehicle accident within this state
which has resulted in bodily injury or death or damage to the
property of any one person in the amount of one thousand dollars or
more, suspend the license of each operator and all registrations of
each owner of a motor vehicle in any manner involved in the accident,
and if the operator is a nonresident the privilege of operating a
motor vehicle within this state, and if the owner is a nonresident
the privilege of the use within this state of any motor vehicle owned
by the owner, unless the operator or owner or both shall deposit
security in a sum which shall be sufficient in the judgment of the
department to satisfy any judgment or judgments for damages resulting
from the accident as may be recovered against the operator or owner;
provided notice of the suspension shall be sent by the department to
the operator and owner not less than ten days prior to the effective
date of the suspension and shall state the amount required as
security.
2. This section shall not apply under the conditions stated in
section 321A.6 or to any of the following:
a. To such operator or owner if such owner had in effect at
the time of such accident an automobile liability policy with respect
to the motor vehicle involved in such accident;
b. To such operator, if not the owner of such motor vehicle,
if there was in effect at the time of such accident an automobile
liability policy or bond with respect to the operator's operation of
motor vehicles not owned by the operator;
c. To such operator or owner if the liability of such
operator or owner for damages resulting from such accident is, in the
judgment of the department, covered by any other form of liability
insurance policy or bonds; or
d. To such owner if such owner is at the time of such
accident qualified as a self-insurer under section 321A.34, or to any
such operator operating such motor vehicle for such self-insurer.
3. A policy or bond is not effective under this section unless
issued by an insurance company or surety company authorized to do
business in this state, except that if the motor vehicle was not
registered in this state, or was a motor vehicle which was registered
elsewhere than in this state at the effective date of the policy or
bond, or the most recent renewal thereof, the policy or bond is not
effective under this section unless the insurance company or surety
company if not authorized to do business in this state executes a
power of attorney authorizing the department to accept service on its
behalf of notice or process in any action upon the policy or bond
arising out of the accident. However, with respect to accidents
occurring on or after January 1, 1981, and before January 1, 1983,
every such policy or bond is subject, if the accident has resulted in
bodily injury or death, to a limit, exclusive of interest and costs,
of not less than fifteen thousand dollars because of bodily injury to
or death of one person in any one accident and, subject to the limit
for one person, to a limit of not less than thirty thousand dollars
because of bodily injury to or death of two or more persons in any
one accident, and, if the accident has resulted in injury to or
destruction of property, to a limit of not less than ten thousand
dollars because of injury to or destruction of property of others in
any one accident; and with respect to accidents occurring on or after
January 1, 1983, every such policy or bond is subject, if the
accident has resulted in bodily injury or death, to a limit,
exclusive of interest and costs, of not less than twenty thousand
dollars because of bodily injury to or death of one person in any one
accident and, subject to the limit for one person, to a limit of not
less than forty thousand dollars because of bodily injury to or death
of two or more persons in any one accident, and, if the accident has
resulted in injury to or destruction of property, to a limit of not
less than fifteen thousand dollars because of injury to or
destruction of property of others in any one accident.
Upon receipt of a report of a motor vehicle accident and
information that an automobile liability policy or surety bond
meeting the requirements of this chapter was in effect at the time of
this accident covering liability for damages resulting from such
accident, the department shall forward by regular mail to the
insurance carrier or surety carrier which issued such policy or bond
a copy of such information concerning insurance or bond coverage, and
it shall be presumed that such policy or bond was in effect and
provided coverage to both the operator and the owner of the motor
vehicle involved in such accident unless the insurance carrier or
surety carrier shall notify the department otherwise within fifteen
days from the mailing of such information to such carrier; provided,
however, that in the event the department shall later ascertain that
erroneous information had been given the department in respect to the
insurance or bond coverage of the operator or owner of a motor
vehicle involved in such accident, the department shall take such
action as the department is otherwise authorized to do under this
chapter within sixty days after the receipt by the department of
correct information with respect to such coverage.



Sorry for the super long e mail, i just have no clue wtf is going on and would like some help from people who may have been in this situation before.
 
  #2  
Old 03-18-2008, 11:34 AM
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I have no idea why this is happening but I'd be on the phone right now. Maybe you were issued some type of summons that never got to you? Could be some type of error too. If you have no priors that would affect this or were not charged or faulted in this accident then this is a huge mistake and you don't have a lot of time to fix it.
 
  #3  
Old 03-18-2008, 11:44 AM
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i know i plan to be on the phone here shortly
 
  #4  
Old 03-18-2008, 11:57 AM
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man that stinks. hopefully everything goes alright and you can keep everything the same.
 
  #5  
Old 03-18-2008, 12:04 PM
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first find out it is legit and if it is then call a lawyer. sounds like that douche bag is trying to sue you for his own benefit.
 
  #6  
Old 03-18-2008, 12:08 PM
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Well, if DMV in Iowa is anything like DMV in Virginia, I'm sure someone getting paid minimum wage checked the wrong box and now you're screwed... It was probably supposed to go to the person that hit you... Have fun wading through all of that mess. That really sucks...
 
  #7  
Old 03-18-2008, 12:17 PM
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Just readin the legal description it sounds to me like they just want a security deposit of $200 from all involved parties until the investigation is completed. More or less the same thing as makin somebody post a bond to get their license back just to give you a little more incentive to actually show up to court.

I may be wrong but I don't see it as being any big deal, just post the $200 and go to court when the time comes.
 
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Old 03-18-2008, 12:22 PM
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This is what I am refferring to.

Originally Posted by CumminsCrazed
321A.5 SECURITY REQUIRED FOLLOWING ACCIDENT --
EXCEPTIONS.
1. The department shall, immediately or within sixty days after
the receipt of a report of a motor vehicle accident within this state
which has resulted in bodily injury or death or damage to the
property of any one person in the amount of one thousand dollars or
more, suspend the license of each operator and all registrations of
each owner of a motor vehicle in any manner involved in the accident
,
 
  #9  
Old 03-18-2008, 12:59 PM
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yeah but this is confusing as hell. im glad we have a good lawyer

and what would that 1000 dollars be for then....

---AutoMerged DoublePost---

i just called the DMV/DOT and they said i had a no policy on my insurance or something ad i need to call my insurance and have them send a letter to the DOT stating that i had insurance the time of the accident and that they take full responsibility for the accident
 

Last edited by CumminsCrazed; 03-18-2008 at 12:59 PM. Reason: Automerged Doublepost
  #10  
Old 03-18-2008, 01:17 PM
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I think it might be an Iowa thing. I got stopped for speeding there a couple of years ago and the cop chewed me out for not having a valid insurance card with me. The one I had was only expired for a couple of days and our new ones hadn't even come in the mail yet. Then he made a big deal about how nice he was to not give me a ticket for not having my insurace card with me on top of my speeding ticket.

Now I just try my best to stay the heck out of Iowa!!
 


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